Face the future without fear.
Get reliable coverage for the things that matter most.
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We Work For You
Our insurance agency is not like the commercials you see on TV. Instead of representing a single insurance provider, we have access to a range of insurance companies that carry a variety of lines at different coverage levels and budgets. From affordable insurance plans covering the basics to policies with all the bells and whistles, we can help you create an insurance package that covers exactly what you want.
Because our agents can offer you a range of packages, you as the customer gain the advantage of accessing competitive pricing as you choose insurance coverage. When you work with an independent insurance agency in Lineville & Boaz, AL like First Capital Insurance, you get greater value for your money!
Life Coverage
TERM LIFE INSURANCE
Life insurance does not have to be complicated. Term life is a simple and straightforward policy that lasts for a limited number of years. With more affordable premiums, term life insurance is popular with young families.
WHOLE LIFE INSURANCE
As its name suggests, whole life insurance lasts for your lifetime. Its benefits include a fixed premium, meaning you won’t have to pay more as you age. Your whole life policy is also guaranteed to build cash value over time.
UNIVERSAL LIFE INSURANCE
This lifelong policy allows you to adjust your premiums as needed, giving you the flexibility to prioritize what matters most to you. Not only that, but the tax-deferred savings account allows you to build long-term savings.
Personal Coverage
AUTO INSURANCE
With so much information available about car insurance, how do you know what kind of coverage you should have? Our agents are here to listen to your auto insurance needs and help you find solutions that meet your requirements.
HOMEOWNERS INSURANCE
We hope nothing happens to disrupt the peace and safety of our homes. But the reality is owning a home does come with certain risks. Home insurance can act as a safety net if unexpected events place a financial burden on you.
FARM INSURANCE
Your farm is more than your livelihood; it’s your way of life. From equipment and livestock to barns and crops, your hard work deserves protection from life’s unexpected challenges. Farm insurance can help safeguard your property, income, and operations so you can focus on running your farm with confidence.
Commercial Coverage
GENERAL BUSINESS NEEDS
Businesses large and small often require the same basic commercial insurance policies. Our experienced agents are here to help you set up an insurance package that provides the coverage you’re looking for as a business owner.
EMPLOYEE PROTECTIONS
Providing benefits to your employees is a key part of running a business. Our agents can set you up with workers’ compensation insurance and other essential employee protections based on your business’s needs.
INDUSTRY SPECIFIC COVERAGE
Go beyond the basics with insurance policies specifically designed with your unique industry in mind. From nonprofit insurance to farm coverage to liquor liability, our agents can get you set up with coverage that meets your needs.
How It Works
TALK TO AN AGENT.
Our trained agents are ready to talk with you about the coverage you want.
GET A FREE QUOTE.
We’ll talk with you about your needs and create a policy that fits your budget.
BECOME INSURED.
Your agent will set up your policy, making it simple for you to become insured.
Our Providers
Customer Reviews
“The best agents I have worked with to date! We were looking for a tempory transition insurance but they were so awesome we are switching everything over.”
– Marietta F.
“Excellent Customer Service, I absolutely Love the Team at First Capitol.”
– Tammy W.
“Great insurance company I been with them 30 years or longer.”